Our background checks do not pull a credit report, however we do offer a Bankruptcies, Liens, & Judgments search (see below). Our searches will not impact a credit score. We do not, as a business, have the means to access credit on an individual.
We are regulated under the Fair Credit Reporting Act. This is noted throughout the disclosure forms we collect from applicants when the link is clicked. This is standard, required language that cannot be manipulated by any CRA (like ClearChecks) even if they do not perform "hard credit pulls".
Search for bankruptcies filed as recently as yesterday and more than 100 million liens and judgments records at the federal, state and local level.